Mortgage Reports

Our Mortgage Reports are designed to simplify the process for you. OSOI compiles detailed reports based on the mortgage offers received from lenders. We highlight any special conditions that are essential for both you and your client to be aware of. Additionally, we offer expert guidance on the lender’s valuation comments.

The vast majority of property purchases require a mortgage. At OSOI, we offer an expertly curated Mortgage Reports service. When a client receives a mortgage offer from a lender, it’s crucial to fully comprehend the terms and conditions outlined within it. This is where OSOI’s Mortgage Reports prove invaluable.

The diligent team at OSOI compiles a detailed report based on the mortgage offer the client has received. This report is a comprehensive breakdown of the mortgage terms, conditions, and obligations that pertain to the specific case. OSOI meticulously examines the lender’s terms, highlighting any special conditions that require the client’s attention as well as their conveyancer’s.

One of the key aspects of OSOI’s Mortgage Reports is to ensure that clients are well-informed about the lender’s valuation comments. Understanding the lender’s assessment of the property’s value and any concerns they may have is vital. OSOI translates this information into clear, understandable terms, empowering clients to make informed decisions regarding their mortgage and property investment.

OSOI’s experienced conveyancers work closely with you on behalf of your clients to address any queries or concerns they may have about the mortgage offer. Our reports guide clients through the terms, conditions, and implications, offering expert advice to ensure a seamless transition towards securing the mortgage and completing the property transaction.

By utilising OSOI’s Mortgage Reports service, clients gain a comprehensive understanding of the financial commitments associated with their property investment. OSOI strives to provide clarity and transparency, ensuring clients embark on this significant journey with confidence and knowledge.

Remortgage Files

Remortgaging a property involves a series of essential steps and legal requirements. At OSOI, we understand the intricacies of remortgage transactions and offer a specialised Remortgage Files service to guide clients through this process smoothly.

When clients opt for their Remortgage Files service, they handle the transition of switching the current mortgage, initially taken at the time of property purchase, to a new mortgage. Their experts ensure that all necessary legal aspects are addressed to facilitate a seamless transition between mortgages.

A critical component of the remortgage process involves checking the property’s title for any adverse entries, as required by the lender. Our experienced conveyancers meticulously examine the title to identify any issues that may affect the lender’s decision or terms of the remortgage.

In addition, we handle the ordering of redemption statements for any existing mortgages that need to be discharged. This crucial step is necessary to facilitate a smooth transition between the old and new mortgages, ensuring all financial aspects are accurately accounted for.

We carry out all financial reconciliations providing accurate completion statements so that your client knows exactly where they stand allowing the matter to complete smoothly.

By utilising our Remortgage Files service, clients benefit from a streamlined and efficient remortgaging process. We work diligently to ensure that all legal and financial obligations are met, providing clients with a hassle-free experience.

Tied to client onboarding and post completion services this offers you a complete re-mortgasge service without requiring any internal resource.